The journal

Articles & guides.

Plain-English explainers on pensions, ISAs, investing and tax for people planning early retirement in the UK — updated as the rules and markets change.

Retire at 57

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Figures correct as of March 2026. Tax rules, allowances and rates change over time — always check the current position before acting.

Articles & guides.

Can you retire at 57? How much you need, and how to get there

The gap years: funding retirement before your State Pension

ISA bridging: how many years of spending to hold

The advantages of Self-Invested Personal Pensions

Discover the power of ISAs for your future

Understanding credit scores: a retiree's guide

Tips for choosing the right credit card

Navigating UK tax for retirement planning

How to make the most of your SIPPs and ISAs

Retirement planning: key steps for success

Achieving financial freedom before age 57

Top 5 retirement strategies for early success

ETFs vs. funds in the UK for retirement savings

Drawdown pension vs. lifetime annuity: the difference

What are options in the stock market? A clear guide

What are futures in the stock market? A clear guide

Stock market principles for early retirement goals

Understanding stock market sectors for a diversified portfolio

Understanding ISA fee models for smarter choices

How Stocks & Shares ISAs can grow your investments

ISA fundamentals: the basics to empower your savings

Comparing SIPP fees: a framework that won't go out of date

Choosing a SIPP provider: how to compare UK platforms and fees

What is a SIPP? The basics of Self-Invested Personal Pensions